About the role
What will you do at American Express?
Joining Amex Tech means discovering and shaping your contribution to something
big. Here, you can work alongside talented tech teams and build a unique career
with the Powerful Backing of American Express. With a range of opportunities to
work with the latest technologies, and a commitment to back the broader
engineering community through open source, our mission is to power your success.
Because Amex Tech is powered by our technology, our culture, and our colleagues.
The Technology organization enables and accelerates the company’s growth
strategies, delivering global capabilities and services in support of Amex’s
customers and colleagues, while maintaining 24/7 servicing and availability to
ensure an uninterrupted, high-quality customer experience. Technology provides
the foundation for everything we do in the company while driving differentiation
through building and leveraging innovative technology and data insights.
The U.S. Consumer Services and Membership Digital Experiences Technology team
(USCDT) brings together foundational strategic technology capabilities in
digital experience engineering (Mobile and Web), marketing and advertising
technology, enterprise communications, travel and lifestyle, and dining
technology. It employs a ground-breaking focus with development responsibilities
for customer-facing capabilities that deepen and expand digital engagement, as
well as core technical capabilities that cut across business lines and customer
segments.
American Express Global Dining brings together world-class experiences through
platforms like Resy, Tock, and Rooam, creating seamless connections between
diners and restaurants, and the broader Amex Membership ecosystem. Our mission
is to define the future of hospitality and dining through technology, data, and
design.
As part of Team Amex, you’ll experience a culture built on innovation, shared
values, and an unwavering commitment to back our customers and
colleagues. You’ll have the support, flexibility, and autonomy to make an impact
while helping shape the future of how people discover, book, and enjoy dining
experiences worldwide.
At American Express, AI is reshaping the future of commerce and redefining the
experiences our commercial customers and card members expect. Within Amex
Technology, we are building platforms, products, and governance that enable
agentic AI systems to operate responsibly and at scale across the enterprise.
Our focus is on agentic AI development: designing intelligent, adaptive systems
that can plan, reason, and act across complex workflows with appropriate levels
of autonomy. These systems power autonomous workflows, decision support, and
customer-facing experiences—while meeting the high standards for security,
explainability, reliability, and compliance required in financial services.
We partner closely with product, design, and business teams to deliver agentic
capabilities that reduce operational friction, improve decision-making, and
transform how customers interact, transact, and grow.
The Role
As an AI Engineer III – Agentic AI, you will be a hands-on builder contributing
to the development of production agentic AI systems that operate on real
financial data and serve real customers.
You will work alongside experienced engineers, product managers, and designers
to design, build, and ship AI-powered features, while learning how to operate
within a regulated, customer-facing environment. This role offers strong
mentorship and opportunities to grow your technical depth in LLMs, agentic
systems, and production AI engineering.
This is not a research-only role. You will write production code, contribute to
system design discussions, and help operate what you build after launch, with
support and guidance from more senior engineers.
RESPONSIBILITIES
Contribute to the design and implementation of LLM-powered and agentic product
features.
Build and extend agentic AI workflows that reason over context, call tools, and
perform actions under guidance from senior engineers.
Help implement and maintain retrieval-augmented generation (RAG) pipelines over
financial data, with an emphasis on correctness and safety.
* Contribute to shared AI infrastructure such as LLM services, orchestration
components, and evaluation or monitoring tooling.
* Participate in operating AI systems in production, including monitoring,
debugging, and improving reliability and performance.
* Collaborate closely with product and design partners, learning to translate
customer needs into technical solutions.
Technical Environment
We don’t hire to a narrow checklist, but candidates should be excited to grow in
a modern, enterprise-scale engineering environment with a focus on agentic AI.
Core engineering stack
* Languages: Python, Go, TypeScript
* Cloud and infrastructure: AWS and/or GCP, Kubernetes
* APIs and services: REST, gRPC
* Distributed systems: event-driven architectures, including Kafka
Agentic AI and ML
* Commercial and open-source LLMs integrated into agentic workflows
* Tooling for agent orchestration, retrieval-augmented generation, vector
storage, and evaluation
* Schema validation and structured data handling
AI-assisted development
* Use of AI-assisted and agentic development tools for design, implementation,
testing, debugging, and refactoring
* Learning how to apply these tools responsibly while maintaining
production-quality standards
* All systems are built to meet high standards for reliability, security, and
auditability, reflecting the responsibility of deploying autonomous AI in a
financial services environment
QUALIFICATIONS
* 4+ years of professional software engineering experience.
* Some hands-on experience building or contributing to AI-powered features,
LLM-based applications, or applied ML systems (professional or
project-based).
* Solid engineering fundamentals in at least one backend language (Python, Go,
or TypeScript).
* Familiarity with APIs, basic cloud concepts, and modern development
practices.
* Interest in agentic AI systems, autonomy, and AI-assisted development
workflows.
* Willingness to learn, take feedback, and grow technical ownership over time.
* Comfort working in collaborative, cross-functional teams.
* A strong customer mindset and curiosity about real-world problem solving.
Preferred Qualifications
- * Exposure to LLM tooling, prompt engineering, RAG, or agent frameworks through
- work, coursework, or personal projects.
- * Internship or early-career experience in fintech or other regulated
- environments.
- * Contributions to open-source projects, hackathons, or side projects related
- to AI or developer tooling.
- Depending on factors such as business unit requirements, the nature of the
- position, cost and applicable laws, American Express may provide visa
- sponsorship for certain positions.
- At American Express, our culture is built on a 175-year history of
- innovation, shared values
- [https://www.americanexpress.com/en-us/company/who-we-are/]and Leadership
- Behaviors, and an unwavering commitment to back our customers, communities, and
- colleagues. From delivering differentiated products to providing world-class
- customer service, we operate with a strong risk mindset, ensuring we continue to
- uphold our brand promise of trust, security, and service.
- As part of Team Amex, you’ll experience our powerful backing with comprehensive
- support for your holistic well-being and many opportunities to learn new skills,
- develop as a leader, and grow your career. Here, your voice and ideas matter,
- your work makes an impact, and together, you will help us define the future of
- American Express.
- We back you with benefits that support your holistic well-being so you can be
- and deliver your best. This means caring for you and your loved ones' physical,
- financial, and mental health, as well as providing the flexibility you need to
- thrive personally and professionally:
- * Competitive base salaries
- * Bonus incentives
- * 6% Company Match on retirement savings plan
- * Free financial coaching and financial well-being support
- * Comprehensive medical, dental, vision, life insurance, and disability
- benefits
- * Flexible working model with hybrid, onsite or virtual arrangements depending
- on role and business need
- * 20+ weeks paid parental leave for all parents, regardless of gender, offered
- for pregnancy, adoption or surrogacy
- * Free access to global on-site wellness centers staffed with nurses and
- doctors (depending on location)
- * Free and confidential counseling support through our Healthy Minds program
- * Career development and training opportunities
- For a full list of Team Amex benefits, visit our Colleague Benefits Site
- [https://www.americanexpress.com/en-us/colleagues/benefits].
- American Express is an equal opportunity employer and makes employment decisions
- without regard to race, color, religion, sex, sexual orientation, gender
- identity, national origin, veteran status, disability status, age, or any other
- status protected by law. American Express will consider for employment all
- qualified applicants, including those with arrest or conviction records, in
- accordance with the requirements of applicable state and local laws, including
- the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for
- Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring
- Ordinance. For positions covered by federal and/or state banking regulations,
- American Express will comply with such regulations as it relates to the
- consideration of applicants with criminal convictions.
- We back our colleagues with the support they need to thrive, professionally and
- personally. That's why we have Amex Flex, our enterprise working model that
- provides greater flexibility to colleagues while ensuring we preserve the
- important aspects of our unique in-person culture. Depending on role and
- business needs, colleagues will either work onsite, in a hybrid model
- (combination of in-office and virtual days) or fully virtually.
- US Job Seekers - Click to view the “Know Your Rights
- [https://www.eeoc.gov/poster]” poster. If the link does not work, you may access
- the poster by copying and pasting the following URL in a new browser window:
- https://www.eeoc.gov/poster.
- The below represents the expected salary range for this job requisition.
- Ultimately, in determining your pay, we’ll consider your location, experience,
- and other job-related factors.
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